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AJS is extremely proud of the service provided to members by its Claims Department Staff. Longevity of service is one of the keys to our success. AJS's highly experienced claims professionals have years of combined experience handling every type of claim. They are dedicated to providing the best service available in the industry.

Here are some general recommendations in case of a loss:

  • Notify - Notify your agent as soon as possible that your property has sustained a loss. Provide as much information as possible, including contact names and phone numbers. Contact the police if the loss is due to any violation of the law, such as vandalism. We can not take action until we know about a loss.
  • Protect Your Property - Take whatever reasonable steps are necessary to prevent further damage. Keep receipts of any costs incurred for consideration as part of the claim. As an example, if strong winds tore a portion of the roof from your building, putting up a temporary cover would be a reasonable means of mitigating the damage.
  • Itemize - Once the property is protected and secure, you can begin to itemize the damaged and undamaged items and begin to locate supporting paperwork that helps establish your claim.
  • Read - It is very important that you read your policy when you get it from your agent, not just when you experience a loss. Encourage your agent to explain each section of your policy, and make sure that the policy is applicable to the risk that both you and your agent intended to insure.

We look forward to helping those we insure in time of need, and we hope these recommendations are useful. Please remember that if we don't know about a covered loss, we can't take action, so please notify us as soon as reasonably possible.

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