function wfoot(){
                   document.write('<TABLE border="0" ALIGN="MIDDLE">');
			           document.write('  <TR><TD BGCOLOR="#000066" ><img src="image/spacer.gif" HEIGHT=10></TD></TR>');
                   document.write(' <TR>');
                   document.write('   <TD ALIGN="CENTER" BGCOLOR="WHITE">');
                   document.write('     <FONT FACE="Arial Narrow" SIZE="-1"><B>');
                   document.write('      <A HREF="index.html"   >Home              </A>-');
                   document.write('      <A HREF="about.html"   >About Us          </A>-');
                   document.write('      <A HREF="staff.html"   >Staff             </A>-');
                   document.write('      <A HREF="quote.html"   >Quotes            </A>-');
                   document.write('      <A HREF="svcs.html"    >Services          </A>- ');
                   document.write('      <A HREF="comp.html"    >Companies         </A>-');
                   document.write('      <A HREF="client.html"  >Clients Speak Out </A>-');
                   document.write('      <A HREF="cont.html"    >Contact Us        </A>-');
                   document.write('      <A HREF="tips.html"    >Tips              </A>');
                   document.write('    </B></FONT>');
                   document.write('  </TD>');
                   document.write('</TR>');
 			           document.write('<TR><TD BGCOLOR="#000066" ><img src="image/spacer.gif" HEIGHT=10></TD></TR>');
			           document.write('<TR>');
                   document.write('<TD ALIGN="CENTER" BGCOLOR="WHITE">');
                   document.write('  <FONT FACE="Arial Narrow" SIZE="-1"><B>');
                   document.write('    <A HREF="xpers.html"   >Personal       </A>-');
                   document.write('    <A HREF="xcomm.html"   >Commercial     </A>-');
                   document.write('    <A HREF="xfins.html"   >Financial      </A>-');
                   document.write('    <A HREF="xbond.html"   >Bonds          </A>-');
                   document.write('    <A HREF="xclaim.html"  >Claims         </A>-'); 
                   document.write('    <A HREF="http://nfp.com/home/privacy-policy" target="_blank" >Privacy Policy         </A>');
					   document.write('  </B></FONT>');
                   document.write(' </TD>');
                   document.write('</TR>');
                   
 			           document.write('<TR><TD BGCOLOR="#000066" ><img src="image/spacer.gif" HEIGHT=10></TD></TR>');
                   document.write('</TABLE>');
}